Understand your pension without the jargon
Workplace pensions, SIPPs, the state pension, and what to do with old pots — written like a knowledgeable friend explaining it over coffee, not a product brochure.
No jargon
Plain English, always
No sales pitch
Explains, does not sell
UK specific
Written for UK rules
Start here
View all guides →What Is a Workplace Pension and How Does It Work?
A workplace pension is a savings pot for retirement that you and your employer both pay into. Here is exactly how the money moves and where it goes.
Read guideHow Much Should I Put in My Pension?
There is no single "correct" pension contribution, but a few simple rules of thumb can point you in the right direction.
Read guideWhat Is a SIPP? A Simple Explanation
A SIPP is a type of personal pension that gives you more control over where your money is invested. Here is what that actually means in practice.
Read guideState Pension UK: How Much Will I Get, and When?
The state pension amount depends on your National Insurance record, not your earnings. Here is how it actually works, and how to check your own number.
Read guideWhat Happens to Your Pension When You Change Jobs?
Leaving a job does not mean losing your pension — the pot stays yours. Here are your practical options for what to do with it.
Read guideHow to Find a Lost Pension in the UK: Step by Step
Lost track of an old workplace pension? Here is exactly how to find it, step by step, using free official tools.
Read guideWhat we cover
Every guide is written to answer one specific question clearly, without trying to sell you a product. If a topic needs a regulated financial adviser instead of a guide, we say so.