Free private tools
Turn pension questions into assumptions you can inspect.
No account and no saved financial figures. Each tool explains what it calculates, what it leaves out and which official service to use next.
Workplace pension minimum contribution index
Calculate the common qualifying-earnings minimum, compare 15 salary points and download the source-linked table.
Open tool →Tax reliefPension tax relief calculator
Gross up a relief-at-source payment and illustrate possible extra higher-rate relief.
Open tool →Retirement scenarioIncome gap planner
Compare your target with your forecast, private pots, contributions and other secure income.
Open tool →Workplace pensionContribution planner
Put employee, employer and explicit tax-relief assumptions side by side.
Open tool →Nest chargesNest pension charges calculator
Apply the published 1.8% contribution charge and 0.3% annual charge to amounts you can inspect.
Open tool →State PensionAge checker
Use your date of birth to see the current legislated State Pension age timetable.
Open tool →Pension tracingLost pension checklist
Build a private employer-by-employer tracing checklist and keep the official route close.
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